137 Bayside Dr, Palm Coast, FL 32137
4 beds · 3 baths · 2,208 sqft
Stunning Designer Home with Luxurious Updates – A Must-See! Welcome to this impeccably updated 4-bedroom, 3-bathroom home, where every detail has been thoughtfully designed and meticulously crafted. Remodeled in 2021, this home boasts modern elegance, from the brand-new roof and HVAC system to the contemporary interiors that look like they’ve been lifted straight from a designer magazine. Key Features: -4 Spacious Bedrooms: Including two Primary Suites, offering privacy and comfort. -3 Modern Bathrooms: Each bathroom is elegantly designed with top-quality fixtures. -Gourmet Kitchen: The heart of the home features quartz countertops, 42” cabinets, a striking marble backsplash, a massive island, and state-of-the-art appliances that make cooking a dream. -Italian Porcelain Tile Flooring: Seamless, luxurious flooring flows throughout the entire home, adding to its contemporary appeal. -Pool & Lanai: Step outside to your own private oasis! A 25ft x 10ft covered lanai with prime southern exposure overlooks the sparkling pool, perfect for relaxing or entertaining year-round. -Large Corner Lot: Situated on a generous corner lot offering both space and privacy. -Prime Location: Located in the highly desirable Indian Trails neighborhood, you’ll be close to top-rated schools, shopping, restaurants, grocery stores, medical facilities, and quick access to I-95. This home is a true masterpiece, combining luxury, comfort, and convenience in a sought-after location. Don’t miss the chance to make it yours!
Source: STELLAR #fc302947
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc302947
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #fc302947
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.