1369 Saxon Blvd, Deltona, FL 32725
3 beds · 2 baths · 1,621 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Stunning 3-Bedroom, 2-Bathroom Home with Pool and Outdoor Oasis in Florida Welcome to your dream home! This beautifully updated 3-bedroom, 2-bathroom gem offers the perfect blend of style, comfort, and outdoor living. Located in a desirable Florida neighborhood, this home boasts an open concept layout, ideal for entertaining and family living. Step inside to discover the spacious, kitchen and family room with gleaming wooden floors that extend throughout the main living area and into the master bedroom. The modern, updated kitchen features sleek quartz countertops and stainless appliances, perfect for creating culinary masterpieces or enjoying casual meals at your breakfast bar. The generous-sized master suite is a peaceful retreat with its own private charm including a master bath and walk in closet. The two additional bedrooms having cozy carpeting, offering comfort and space for family or guests. Outdoor living at its finest awaits you in the backyard! Relax and entertain in style with a giant, sparkling 8-foot deep pool, fully surrounded by a removable, mesh baby fence for peace of mind. Enjoy Florida’s beautiful weather from the large, screened-in porch, offering the ideal space for morning coffee or evening relaxation. The well-sized backyard is fully fenced, providing both privacy and security, while the two-car garage offers ample storage and parking. Whether you’re enjoying a swim in the pool, lounging in the backyard, or hosting gatherings in the open living spaces, this home offers a perfect balance of indoor and outdoor living. Don’t miss out on this incredible opportunity to own a piece of paradise in Florida. Schedule your private tour today!
Source: STELLAR #V4938604
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #V4938604
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.