13668 W Figueroa Dr, Sun City West, AZ 85375
2 beds · 2 baths · 1,684 sqft sqft
Experience the pinnacle of luxury living in this stunning 2 bedroom, 2 bathroom arcada floor plan home in the highly sought-after neighborhood of Corte Bella . Boasting more upgrades and custom features than 99% of homes in the area, this property is truly one-of-a-kind, on the most quiet street in Corte Bella. Bonus Room (with Built-ins) and Resort Style Backyard. Custom Granite Counters cut down creating space for a Breakfast Bar, Tile throughout Main Living Space, Upgraded Lighting, French Doors on Den, Epoxy Garage floor with Cabinets and Utility Tub. Security Doors on all Doors (including garage access), Floor Safe Built-In Master Closet, Barn Decorative Bath Door, the list goes on and on. The Resort Style Backyard includes Built-in BBQ, Pavers, Turf, Beautiful Palm Trees Experience the pinnacle of luxury living in this stunning 2-bedroom, 1.75-bathroom arcada floor plan home in the highly sought-after neighborhood of Corte Bella . Boasting more upgrades and custom features than 99% of homes in the area, this property is truly one-of-a-kind, on the most quiet street in Corte Bella. Bonus Room (with Built-ins) and Resort Style Backyard. Custom Granite Counters cut down creating space for a Breakfast Bar, Tile throughout Main Living Space, Upgraded Lighting, French Doors on Den, Epoxy Garage floor with Cabinets and Utility Tub. Security Doors on all Doors (including Upgraded Landscape Lighting. This Arcada has been well cared for and has all the right upgrades including monitored alarm system, Automation throughout home thru Alexa, turn lights on and off from anywhere in the world. 3 Ring Cameras plus a Ring Doorbell. New hot water tank, Newer whole house filtration with water softener, New R/O in kitchen, New Microwave, New Washer and Dryer, Updated Master Shower 2 years ago, New irrigation 2 years ago, Painted inside and out 3 years ago. New Baseboard and Crown Molding. This is a rare opportunity to own the most beautiful arcada in Corte Bella. Don't miss your chance to indulge in the ultimate Arizona lifestyle!
Source: ARMLS #6774434
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6774434
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6774434