1366 Wexford Dr N, Palm Harbor, FL 34683
3 beds · 2 baths · 1,504 sqft
Charming 3-Bedroom, 2-Bathroom Home with Pool in Wexford Leas, Palm Harbor – A Perfect Blend of Comfort and Style! This charming 3-bedroom, 2-bathroom home features a sparkling pool, a fenced-in yard, and a convenient 2-car garage, all nestled in the serene and highly sought-after community of Wexford Leas in Palm Harbor. Recently remodeled, the kitchen and bathrooms exude modern elegance, showcasing sleek finishes and top-of-the-line appliances. The spacious living areas are perfect for entertaining guests, while the master suite offers a peaceful retreat. Additionally, solar panels are included with the home and are fully paid for, adding both value and energy efficiency. Step outside and bask in the sunshine by the pool or host barbecues in the expansive outdoor space. The kitchen, open to the family room, includes a pass-through window to the screened porch—ideal for seamless indoor-outdoor living. The home opens directly to the pool area, creating an effortless connection to your private outdoor oasis. Located on a desirable corner lot in a neighborhood with excellent schools, this home perfectly balances relaxation and sophistication. With impeccable upgrades and a prime location, it's an ideal retreat for those seeking both comfort and style. Don’t miss this outstanding opportunity to own your slice of paradise! Schedule a showing today and start living the life you've always dreamed of!
Source: STELLAR #TB8363065
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8363065
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.