1366 PACIFIC RD, Kissimmee, FL 34759
Beautifully Updated Townhome in Tuscany Preserve Welcome to this stunning townhome located in the desirable gated community of Tuscany Preserve. This property offers three spacious bedrooms, two full bathrooms, and a convenient half bathroom. The kitchen is a chef’s dream, featuring 42” solid wood cabinetry, granite countertops, and stainless-steel appliances. Porcelain tile flows seamlessly throughout the main living areas, adding a touch of elegance. This home has been meticulously maintained and thoughtfully updated. In 2023, the property received new luxury vinyl plank (LVP) flooring, a Whirlpool dishwasher, a new washer and dryer, a Rheem Marathon water heater, and a new Rheem HVAC system. In 2024, all-new argon-filled windows and sliders were installed, along with a new GE refrigerator, stovetop, double oven, and microwave. All bathrooms have had preventative maintenance performed. The lighting fixtures throughout the home have been modernized, including a striking chandelier in the dining room and another over the stairwell. Additionally, the interior and exterior have been freshly painted, enhancing the home’s curb appeal and interior charm. Additional amenities include: Custom Closet Maid adjustable shelving installed in all bedrooms for optimal organization, extra bathroom shelving, and heavy-duty shelving has been added to the garage for additional storage space. The neighborhood amenities are second to none, with a clubhouse that includes a refreshing community pool, a well-equipped fitness center, and a splash zone for the little ones. The HOA fee covers roof and exterior maintenance, TV/Internet, lawn care, and pest control, providing peace of mind and convenience. Conveniently located near major roads, shopping centers, hospitals, and schools, this home offers the perfect blend of comfort and convenience. Don’t miss out on this incredible opportunity—call to schedule your tour today!
You may be able to put down less than the total down payment amount of $67,789 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6237677
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.