1366 62nd Pl S, Saint Petersburg, FL 33705
3 beds · 2 baths · 1,381 sqft sqft
Lovely contemporary 3/2/1 home in the much sought after West Wedgewood Park Addition. NEW ROOF 2017 Drive up on the circular driveway which can accommodate 2-3 cars and the parking pad parks two cars. This home has been totally painted inside with soft, inviting colors which will accent any wall decor. New doors have been installed, both bathrooms have been updated with the latest trends including kitchen updates, new ceiling fans and lights, new washer and hot water heater and the lanai has been re-screened with your comfort in mind. There is a split bedroom plan for your privacy with bathroom, while the other two bathrooms are on the opposite side of the home. Step into the large living room, dining room and family room. Off from the dining room is the family room which leads to the spacious lanai. Here you can relax and enjoy the expansive backyard which is fenced in while you view the landscape with its various shrubs. There you can plan those festive holiday events with family and friends and play games. The garage has been re-painted as well and has plenty space for storage/wood work and comes with a genie. The washer and dryer are housed here. There are hurricane shutters also for inclement weather. A sturdy tool shed is also on the property where you can house your gardening tools. There is a SMART Thermostat and Lighting and the A/C was serviced 10/2/25. Nearby are schools, parks for exercise, beaches and minutes away is downtown St. Petersburg's great restaurants, theaters, shops and activities for everyone. Close proximity to city bus services, the airport in Clearwater or Tampa and I-4. HOME HAS AN ALARM: See Showing button for the alarm Code. Come today and make this gem yours while it lasts!!! OPEN HOUSE CANCELLED UNTIL FURTHER NOTICE following clean up of the yard.
Source: STELLAR #tb8310364
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310364
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8310364
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.