1364 Parkwood St, Clearwater, FL 33755
3 beds · 2 baths · 1,640 sqft sqft
Beautifully Updated, Move-In Ready Home! Welcome to this charming 3-bedroom, 2-bathroom home, perfectly nestled in a lovely and well-established community. With a freshly painted exterior and newly manicured lawn, the curb appeal will catch your eye the moment you arrive. Step inside to be greeted by an abundance of natural light showcasing the beautifully refinished original hardwood floors, which add warmth and character throughout. The thoughtful, open-concept layout effortlessly blends the living room with the dining area, creating a perfect flow for daily living and entertaining. The open kitchen is adjacent to the dining space, featuring ample cabinetry, quartz countertops, a breakfast bar, and stainless-steel appliances. The primary suite is a generous retreat, offering peaceful backyard views and a private en suite bathroom. The two additional bedrooms are equally spacious, while the second bathroom has been beautifully updated with a stylish vanity, tub, and shower surround. One of the home's standout features is the two bonus spaces, offering additional flexible living—ideal for a home office, TV room, or playroom. Outside, the spacious backyard, shaded by mature trees, provides a serene space for relaxation, gardening, or outdoor gatherings. Additional highlights include a carport and a detached laundry room with a place for extra storage. All this, plus proximity to local shopping, dining, parks, and just a quick 15-minute drive to the world-famous sugar-sand beaches of Clearwater. Take advantage of this fantastic opportunity to own a beautifully updated home and call Clearwater home!
Source: STELLAR #tb8303262
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303262
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8303262