13639 Salinas St, Venice, FL 34293
3 beds · 3 baths · 2,589 sqft
Loan is Assumable. Welcome to 13639 Salinas St, Venice, FL 34293, a haven of contemporary luxury nestled within a gated community offering an unparalleled lifestyle experience. This meticulously redesigned property boasts 3 bedrooms, 2.5 bathrooms, and a 2-car garage with epoxy flooring spread across a generous 2589 square feet of heated/cooled living space. Upon entry, you're greeted by soaring 10-foot ceilings and flooded with natural light streaming through hurricane impact windows and 8-foot sliding doors, ensuring safety and tranquility during any weather event. The residence underwent a total reconstruction in 2022, from electrical and plumbing to drywall, offering peace of mind and modern convenience. Fresh interior and exterior paint, along with new appliances, enhance the allure of this immaculate home. The heart of the home is its chef's kitchen, featuring a large cooking island with built-in shelves and seating, complemented by quartz countertops and a reverse osmosis system. All cabinets have been customized, boasting pull-out shelves and soft-close mechanisms, enhancing both functionality and elegance in this culinary space. The adjacent laundry room boasts a sink and chute, adding convenience to everyday chores. The master suite indulges with tray ceilings, while the master bath impresses with an oversized walk-in shower, built-in bench, and dual sinks. Outside, a large, oversized lanai invites you to unwind and envision your dream pool overlooking a private conservatory, providing serene privacy in a cul-de-sac setting. Additional golf cart parking with an extended garage caters to your recreational needs, ensuring ample space for your outdoor pursuits. Residents of this esteemed community enjoy an array of amenities, including internet, cable, lawn maintenance, and access to bocce ball, basketball, pickleball, and tennis courts. Two community pools, fitness centers, and a security guard ensure a vibrant and secure lifestyle. A short distance away lies Wellen Park, a hub for leisure and recreation, including golf and a country club, easily accessible via a golf cart. Within a 15-minute drive, sandy beaches beckon, while the brand-new Clubhouse campus elevates luxury living with lap pools, a resort pool, fitness facilities, and social spaces for gatherings with neighbors and friends. In essence, 13639 Salinas St epitomizes the epitome of modern living, offering sophistication, convenience, and a vibrant community lifestyle in the heart of Venice, Florida.
Source: STELLAR #a4604785
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4604785
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4604785
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.