1362 Crown Ter, Marietta, GA 30062
4 beds · 3 baths · 4,304 sqft
|| ASSUMABLE LOAN AT 4.125% || || PRIME LOCATION || || FINISHED BASEMENT WITH BEDROOM AND BONUS ROOM || || NEW HVAC || ||Lowest Price Per Square Foot in Zip Code for this Price Range *** What You'll See *** Step into this CHARMING HOME, where every corner is a potential masterpiece just waiting for your personal touch. The GLEAMING HARDWOOD FLOORS guide you through the main level, reflecting natural light and adding a sense of warmth and elegance to your living space. In the LARGE EAT-IN KITCHEN, you'll marvel at the DOUBLE OVENS, and a SPACIOUS ISLAND that opens seamlessly to the cozy FIRESIDE FAMILY ROOM. Imagine gazing out your windows to take in the BREATHTAKING VIEWS OF KENNESAW MOUNTAIN, a stunning backdrop that changes with every season. The OVERSIZED MASTER SUITE offers a serene escape, complete with a luxurious WHIRLPOOL TUB and a large walk-in shower. What You'll Hear Picture yourself in the tranquil setting of this SERENE AND QUIET LOT, where the gentle rustling of leaves and the distant sounds of nature provide a peaceful soundtrack to your day. In the evenings, the crackling of the fireplace in the FIRESIDE FAMILY ROOM adds a comforting ambiance as you unwind. The quiet hum of the NEW HVAC system ensures your home stays perfectly temperate, no matter the season. *** What You'll Feel*** Feel the smooth finish of the COUNTERS under your fingertips as you prepare meals in the SPACIOUS KITCHEN. The comfort of the OVERSIZED MASTER SUITE wraps around you as you step into the luxurious whirlpool tub, easing away the stress of the day. The FINISHED BASEMENT provides a cool, secluded space-perfect for a home office or an extra bedroom-offering privacy and quiet for your work or guests. The hardwood floors underfoot provide a solid, comforting foundation, making every step feel grounded and secure. *** What You'll Experience *** Experience the convenience and prime location of this home, just minutes from MARIETTA SQUARE, KENNESTONE HOSPITAL, and the finest SHOPPING AND DINING East Cobb has to offer. The SWIM/TENNIS NEIGHBORHOOD enhances your lifestyle with recreational options just a stroll away. Enjoy the luxury of an UPSTAIRS LAUNDRY ROOM, adding ease to your daily routine. The NO RENT RESTRICTIONS give you the freedom to make this home work for your lifestyle and investment goals. Seize this extraordinary opportunity to take advantage of an ASSUMABLE LOAN WITH AN INCREDIBLE 4.125% INTEREST RATE, creating a sound financial foundation as you craft your dream living space in this prime location. Your future awaits in this home, where every detail is designed to offer comfort, convenience, and an invitation to make it uniquely yours!
Source: GAMLS #10348943
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10348943
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10348943
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.