1361 Vantage Pkwy, Berthoud, CO 80513
5 beds · 3 baths · 2,718 sqft
Back on market. Fresh paint! Professionally cleaned! $62,000 Solar system including power wall paid in full at closing. Free or minimal electric bill for life of the 2 yr old system! Find out why this 2-story floor plan is so popular. Instantly notice the curb appeal with fresh landscaping & modern designed home complete w/attached 3-car garage! Large covered front porch w/spacious sitting area. After enjoying the front porch go inside & be greeted by the large entry with engineered wood flooring that expands thru most of the main level, including hallways, kitchen, dining, & living room. Just off the entry is a separate office/den complete with French Doors. Just past the office is a mudroom, with sitting bench, hangers & shoe storage. Continue to the modern open kitchen & you’ll find a cooks dreams answered! The kitchen features a walk in pantry, large island w/sink overlooking the dining & living room. Includes stainless steel appliances; gas stove/range/oven, over oven microwave, refrigerator, & dishwasher. Continue & you’ll find the spacious dining area & living room which is complete with stunning modern floating fireplace! Off the living room is a full bath & main-level bdrm. Head up to the 2nd level & you’ll find luxury LifeProof vinyl flooring throughout! The 2nd-level features 3 large bdrms, full bathrm, laundry room & large loft area. On the other side is the stunning HUGE primary retreat, featuring large sitting area, main bed area & hall leading to large primary bath with double vanity, walk-in shower, & HUGE primary walk-in closet. This primary bdrm & Bathrm is a must see! Plus, the unfinished bsmt. is available for storage or to be completed as needed. The home sits on a flat fenced backyard, w/large patio area & only a block away from Loveland Reservoir! Truly a must-see home! Don't forget the community amenities which includes access to TPC fitness center, pool, sauna & hot tub, including discounts at the restaurant, plus the Vantage pool as well!
Source: RECO #7860954
Interest rate and monthly payment estimated based on public records.
Source: RECO #7860954
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7860954
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