1361 Newton St, Port Charlotte, FL 33952
3 beds · 2 baths · 1,473 sqft
MOTIVATED SELLER !!! Spacious open floor plan 3 Bedroom, 2 Bathroom with HEATED POOL with new pool chlorination ,new filter, NEW HURRICANE WINDOWS AND DOORS,BRAND NEW A/C with transferable warranty,new refrigerator,electricity wires ran underground,attached 2Car Garage ,located in a great neighborhood in Port Charlotte. This home offers a Living Room,Dining Room, Kitchen and outside entertainment area. The Living Room has a custom built in entertainment centerwith shelving, custom lighting and wood burning fireplace cleaned and sealed. The large Kitchen offers wood cabinets, pantry closet, stainless appliances and a pass through window to the lanai. The Master Bedroom suite has a private bathroom with a large walk in shower and a door to the pool . There are two additional bedrooms and the guest bathroom has a tub/shower combo. BOTH bathrooms have been GORGEOUSLY remodeled! Your living space extends via sliding glass doors to the pool area with inground pool, paver decking, child safety fence and Bonus Room. The spacious outdoor Bonus Room with double counters, ceiling fan, and paver flooring is great for entertaining. The spacious backyard is newly fenced for your family and pets and there is a 16x10 shed with electricity. The following has been replaced over the last two years, new A/C and heater ducts, vents are all new withhumidifier, full house air purifier, new water heater, new pool pump and heater, new hurricane garage door, allnew hurricane windows, sliders and bathroom door. This home is minutes from shopping, dining, entertainment,waterfront parks, fishing piers, boat ramps and is an easy drive to I-75, Charlotte Sports Park, gorgeous Gulf beaches, and world class fishing on Boca Grande. Experience the perfect harmony of style, functionality, andcomfort in this impeccable home. Schedule a tour today and let your dreams of homeownership become a reality!
Source: STELLAR #D6133787
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #D6133787
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.