13609 E Evans Ave, Aurora, CO 80014
2 beds · 2 baths · 1,344 sqft
SELLER IS VERY MOTIVATED!!! Welcome to this charming two-bedroom, two-bath townhouse with full Basement for an additional bedroom and rough-in for another bathroom, Attached One-Car Garage, private patio, Views of the golf course nestled in the sought-after Cherry Creek school district. ASK HOW YOU CAN BUY WITH ZERO DOWN!! Step into the expansive living room, where a gas fireplace and vaulted ceilings create an airy, open atmosphere. The gas log fireplace adds warmth and ambiance to your evenings. Adjacent to the living room is a formal dining area, ideal for entertaining guests or enjoying family meals. The well-appointed kitchen offers plenty of counter space, perfect for preparing delicious meals. The sliding glass door leads to a private patio with a garden area, providing a peaceful retreat for outdoor relaxation. Imagine sipping your morning coffee or hosting a summer barbecue while taking in the serene views of the golf course. The picturesque 3rd-hole fairway serves as a tranquil backdrop to your everyday living. The townhouse also features an oversized 1-car garage, offering ample space for storage and parking. Visitor parking close-by Upstairs, the spacious master suite includes a second full bathroom, providing a private sanctuary for relaxation. Enjoy the best of both worlds with serene golf course views and the convenience of nearby amenities. Don’t miss the opportunity to make this exceptional townhouse your new home. Schedule a viewing today and experience the perfect blend of comfort, style, and location. Come "BUY" Today!!
Source: RECO #5242124
Source: RECO #5242124
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5242124
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