13603 Sunnydale Pass, San Antonio, TX 78245
4 beds · 4 baths · 3,094 sqft sqft
Located in the ever popular community of Arcadia Ridge, you'll find this beautiful four bedroom, four full bathroom home. The inviting brick and stone exterior welcome you and your guest home. As you enter you'll notice the high ceilings, designer light fixtures and open family room. The kitchen boast granite countertops, stainless steel appliance, and looks out to the family room. The primary suite is on the main level and is tucked away from the rest of the bedrooms and features a spa-like en-suite with dual walk-in closets. An oversized utility room and flexible guest bedroom with a full bathroom completes the downstairs. The upstairs features an open game room and two additional bedrooms each with their own walk-in closets and private en-suites. The backyard is what really sets the home apart from the rest! Sitting on over a quarter acre, the huge pie shaped backyard has an expansive deck, fruit trees, stone fence and no rear neighbor for ultimate privacy and enjoyment. Schedule your showing today!
Source: SABOR #1821838
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1821838
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1821838
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.