1360 Springfield St, Kissimmee, FL 34744
3 beds · 2 baths · 1,060 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Meticulously maintained and full of character, this charming ranch-style home perfectly blends original charm with thoughtful modern updates. From the moment you step inside, PRIDE OF OWNERSHIP SHINES THROUGH EVERY DETAIL. This move-in ready gem features **SPACIOUS ROOMS, CERAMIC TILE FLOORING THROUGHOUT, AND A STYLISH KITCHEN WITH GRANITE COUNTERTOPS, VERY NICE CABINETS AND ALL APPLIANCES INCLUDED. **A COZY, WELL-DESIGNED LAUNDRY AREA** adds everyday convenience, while **FRENCH DOORS** in the dining area open up to a generous rear patio—perfect for indoor-outdoor living. Recent updates include: **A BRAND-NEW ROOF (2025) NEW FRONT DOOR AND STYLISH LIGHT FIXTURES, A NEWER AC UNIT, SCREENED COVERED FRONT ENTRY, WHITE VINYL FENCING FOR FULL BACKYARD PRIVACY, BEAUTIFUL COURTYARD WITH ELEGANT PAVERS,** and more. A must see! Enjoy your own private outdoor retreat, ideal for relaxing, entertaining, or soaking up the Florida sunshine. With **NO HOA OR CDD FEES**, this home offers all the perks of the Florida lifestyle—without the extra cost. Whether you're looking for a permanent residence, a vacation getaway, or a solid investment opportunity, this home has it all. Conveniently located near Downtown Kissimmee, you're just minutes from shopping, dining, medical offices, the Turnpike, and top hospitals. Don't miss your chance to own this charming Florida home—schedule your showing today. All information is deemed reliable but not guaranteed, buyer and agent are advised to verify all info, taxes, HOA fees, restrictions, room sizes, square footage, and lot size. Appliances sold AS IS and without warranty. Home is sold AS IS with right to inspect.
Source: STELLAR #O6297653
Source: STELLAR #O6297653
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.