1357 Saddlebrook Ct, Argyle, TX 76226
5 beds · 8 baths · 7,392 sqft
Nestled on 2 serene acres in Bartonville, this bespoke modern Tudor estate is a masterpiece of luxury & design. This 5 bed, 5 bath and 3 half bath home has been meticulously remodeled down to the studs by a renowned interior designer. Sophistication meets functionality with high-end appliances such as the Duel Fuel Commercial Ilve Range in Midnight Blue, numerous stunning finishes throughout every nook of the home, & inviting spaces throughout to sit, meditate or pray throughout. Enjoy 2 studies—1 downstairs looking out the front of the home & a private upstairs study with balcony access. Downstairs enjoy the chapel library room where you can curl up by the fireplace & enjoy the stillness of the morning creating a peaceful entry into your day or winding down in the evening. The wine cellar has abundant storage including refrigerated storage for all your wine and cocktail ingredients. The living area is the central gathering place for the home with abundant natural light, a beautiful fireplace for cool evenings & plenty of space for large gatherings. Experience the ultimate in functionality & style with an oversized laundry room to meet every need including a built in pet wash station. The expansive outdoor oasis features an 8 ft deep saltwater pool, expansive covered dining area, premium outdoor kitchen featuring large built in grill, refrigeration & beverage cooler. Cozy up around the fire pit in the evenings. The upstairs balcony with its sofa swing & seating allows for beautiful viewings of the sunrises & sunsets while enjoying your favorite beverage. A water well provides free irrigation for the lush landscaping. Situated on a tucked away quiet cul-de-sac, this sanctuary offers tranquility of living in the country while maintaining proximity to amenities and quick access to Dallas and Fort Worth. Blending modern elegance with traditional charm, this home is your serene escape from the everyday! Zoned to Argyle ISD and minutes from Liberty Christian School.
Source: NTREIS #20770543
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: NTREIS #20770543
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.