1355 Normandy Heights Cir, Winter Haven, FL 33880
3 beds · 2 baths · 1,543 sqft
Under contract-accepting backup offers. Welcome to 1355 Normandy Heights Circle, your future home in the heart of Southwest Winter Haven, FL! This stunning, well-maintained 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and functionality, making it ideal for families or anyone looking for a peaceful retreat with all the modern conveniences. As you approach the home, you'll immediately notice the large lot and extra-long driveway, providing ample parking space for multiple vehicles. The front yard is beautifully landscaped, setting the tone for the warm and inviting atmosphere inside. Step through the front door and be greeted by an open and airy floor plan, designed to flow seamlessly from room to room. Luxury vinyl flooring runs throughout most of the home, providing a durable and stylish look, with the exception of the wet areas and one of the bedrooms, adding a cozy touch to the living spaces.The spacious master suite is a true sanctuary, offering plenty of room to unwind. The master bathroom features a relaxing garden tub, perfect for soaking after a long day, along with a separate shower stall, dual sinks, and a large walk-in closet. The two additional bedrooms are equally inviting, offering generous closet space and plenty of room for family members, guests, or even a home office.The galley kitchen is both functional and elegant, with black appliances that contrast beautifully with the light cabinetry. You’ll love preparing meals here, whether you’re entertaining guests at the breakfast bar or enjoying casual dining in the cozy breakfast nook. For added convenience, the home includes an inside laundry area, strategically located just off the kitchen and on the way to the garage, making laundry day a breeze.Step outside to the backyard, where the covered and screened lanai provides the perfect spot for enjoying Florida’s year-round sunshine. Whether you're hosting barbecues, sipping your morning coffee, or simply unwinding after a long day, this space is sure to become a favorite. The fenced backyard offers privacy and security, making it ideal for pets, kids, or outdoor activities.The spacious two-car garage comes equipped with a garage door opener and provides plenty of storage space for all your needs, from tools to outdoor gear. This home also boasts a low HOA fee and no CDD, making it an affordable option in a great neighborhood. Location is everything, and this home delivers! You’ll be just a short drive from local shopping, dining, and medical facilities, giving you easy access to everything you need. If you commute to Lakeland or Bartow, you’ll love the quick access to CR540 and the Polk Parkway, making your daily drive a breeze.In short, this home offers a perfect mix of style, convenience, and affordability. Don’t miss your chance to make it yours—schedule a showing today and come see all that 1355 Normandy Heights Circle has to offer!
Source: STELLAR #p4932207
Source: STELLAR #p4932207
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #p4932207
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.