13514 Moss Glen Rd, Clifton, VA 20124
4 beds · 3 baths · 2,084 sqft
Get a free consultation call with an expert in the mortgage assumption process.
***OFFER DEADLINE 4/28 5:00PM!!*** Nestled in the highly desirable Little Rocky Run community, this beautifully maintained 4-bedroom, 2.5-bathroom home offers the perfect blend of comfort, style, and convenience on a serene tree-lined street. Step inside to find a light-filled floor plan featuring an elegant formal living and dining rooms, and a spacious family room —ideal for relaxing or entertaining. The updated kitchen is a chef’s dream with stainless steel appliances, beautiful soapstone countertops, and a breakfast area that opens to a large trex patio overlooking the private, fenced backyard. Upstairs, you'll find a luxurious primary suite with a walk-in closet and a beautifully updated en-suite bathroom. Three additional generously sized bedrooms and a full hall bath complete the upper level. The finished basement includes a cozy recreation room and a 220 sqft crawl space that is perfect for extra storage! Enjoy all the amenities Little Rocky Run has to offer, including community pools, tennis courts, walking trails, and multiple playgrounds. Conveniently located near top-rated schools, shopping, dining, and major commuter routes (I-66, Route 28, and Fairfax County Parkway), this home offers the ideal Northern Virginia lifestyle. Notable updates: New HVAC (2023), updated Anderson Doors (2019) and Thompson Creek Windows (2019). All updates to the home were done using well-known and well-respected contractors and most updates include transferrable warranties. Don’t miss the opportunity to make this beautiful Clifton residence your forever home—schedule your private tour today!
Source: BRIGHT #VAFX2230688
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2230688
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.