13504 Red Ear Ct, Riverview, FL 33569
4 beds · 2 baths · 1,940 sqft sqft
Welcome to this stunning pool home in the desirable Boyette Creek community! This impeccably updated 4 bedroom residence boasts an abundance of new features, making it the perfect blend of comfort and modern elegance. This spacious 4 bed and 2 bath home, is nearly 2,000 sf, has an attached 2 car garage with railed shelving system. Outside you can enjoy a breath-taking fenced backyard oasis with 21x12ft. screened lanai, above ground 15ft round pool surrounded by concrete pool deck, covered outdoor kitchen with a view of the pond. This block home sits high and dry with a new asphalt roof, new custom double pane impact windows, rain gutters and drainage pop up system. Additional highlights of this home include upgraded HVAC, water heater, water filtration system (Purifier and Softener), marble window sills, recessed can lighting, new smoked detectors, 8ft Metal Front Door, Wifi Garage door system and much more. Step inside and fall in love with the 9.6” vaulted ceiling and open concept floor plan with tons of natural light and ample space. Notice beautiful porcelain tile flooring throughout, creating a seamless flow from room to room! The Gourmet kitchen features Luxury Custom Design 42” Upper Maple kitchen cabinets (Square Raised Panels), Zodiaq Quartz Countertops with matching Quartz Backsplash, a large bar island, a pantry closet and top of the line appliances. A generously bright family room displays a large backyard view out your double pane triple slider window and a double pane sliding door that opens to an outdoor Florida oasis. The split bedroom plan offers privacy and convenience, with 2 spacious bedrooms nestled down a hallway, sharing a remodeled 2nd bathroom with marble top vanity, shower/tub combo and a large wall to wall closet. The primary suite serves as a tranquil retreat. The updated en-suite bath offers granite top vanity, oversized mosaic tile shower and a corner double soaking garden tub. The engaging 4th bedroom can repurposed if needed. The 2-car garage is enhanced with a high ceiling, attic access and a side yard access door. Nestled in the established Boyette Creek community, neighboring Fishhawk Ranch, this home offers the perfect location to a number of daycares, public, charter and private schools. No CDDs. Conveniently located near major highways such as US 301, US 41, I 75, Crosstown Expressway, and close to shops, restaurants, hospitals and recreational parks. Don't miss out on the opportunity to make this exceptional home yours.
Source: STELLAR #u8247083
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8247083
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8247083
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.