135 Winning Colors, Austin, TX 78737
4 beds · 4 baths · 3,262 sqft
Welcome to 135 Winning Colors, a custom-built 2015 home in the prestigious gated community of Key Ranch at the Polo Club. Situated within the renowned Dripping Springs ISD, this modern 4-bedroom, 3.5-bathroom residence offers luxury, comfort, and functionality. The home features 3,262 square feet, including a 2,805 square foot main dwelling and a 457 square foot guest casita, perfect for guests or multigenerational living. Set on a sprawling 3.67-acre corner lot, there's ample room for additional structures that could include a barn and paddock, or sports court. Inside, discover bamboo plank and tile flooring. The main kitchen is a chef's dream, equipped with a Whirlpool refrigerator, Bertazonni 36" range and oven, wine refrigerator, and walnut butcher block island. The primary bathroom boasts heated floors, a soaking tub, and a large walk-in shower with dual shower heads. The outdoor living space features 750 square feet of covered patio, an outdoor kitchen, pool, hot tub, and fire pit. The property also includes a 30,000-gallon rainwater harvesting system with three-stage filtration and UV sterilization, ensuring a sustainable water supply. Recent updates include fresh exterior paint and stain (2024). Additional amenities include a 1,029 square foot three-car attached garage and a luxurious pool. Conveniently located near AESA Prep Academy, the POLO Tennis Club (featuring Tennis, Pickleball, and Padel courts), and The XS Equine Stables, this property is ideal for sports and equestrian enthusiasts. Key Ranch offers equestrian-friendly homesites ranging from 3 to 10 acres, just 18 miles west of downtown Austin. Experience modern living in a serene, gated community at 135 Winning Colors. This property offers a luxurious lifestyle in a prime location.
Source: ACTRIS #1789522
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #1789522
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1789522
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.