135 Naperville Dr, Cary, NC 27519
4 beds · 3 baths · 2,837 sqft sqft
This immaculate, move-in-ready home is located in the heart of West Cary, offering the perfect blend of modern comfort and timeless style. Featuring 4 spacious bedrooms, 2.5 bathrooms, and a large bonus area, the home boasts a bright and open floor plan designed for both relaxation and entertaining. Upon entering, you're greeted by a stunning entryway leading to a formal dining room and a gourmet kitchen complete with custom cabinetry, a center island, and stainless steel appliances. The kitchen seamlessly opens into a cozy living room with a fireplace, creating a warm and inviting atmosphere. The primary suite is a true retreat, featuring a spacious bedroom, walk-in closets, and an ensuite bathroom with dual vanities, a soaking tub, and a separate walk-in shower. Throughout the home, beautiful hardwood and bamboo floors, recessed lighting, and crown molding add a touch of sophistication and charm. Outside, you'll find a private backyard with a serene patio area, perfect for enjoying your morning coffee. The manicured lawn is supported by a full irrigation system, and the home's curb appeal is enhanced by meticulous landscaping and a charming front porch with a low-maintenance exterior. Situated in desirable Cary Park, this home is just minutes away from parks, schools, shopping, dining, and major highways, offering an easy commute to RTP, RDU, and surrounding cities. Residents also enjoy access to community amenities such as playground, walking trails, and recreational areas, with pool membership available separately. Don't miss the chance to own this exceptional home in a prime West Cary location!
Source: TRIANGLEMLS #10058781
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10058781
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10058781