135 Grey Hawk Dr, Saint Augustine, FL 32092
5 beds · 3 baths · 3,537 sqft sqft
Beautiful, spacious home in Grey Hawk Estates! The 4 bedrooms and 2 baths upstairs provide convenience and comfort, with a bedroom and bath downstairs that's perfect for guests, next gen or young adult living. THREE bonus areas in this home! The vaulted Bonus room is 20x16, and has the potential for many uses, including game room, home theater or fitness room. The loft area is 14x14, and the front bedroom has a 9x7 bonus space. Both of these bonus spaces would make a cozy reading nook, home office or play area. The vaulted primary bedroom is 20x18. Kitchen has 42'' upper cabinets with lots of storage and countertop space, pantry, large island and granite countertops. Flooring is tile and carpet. Triple 8' disappearing sliders fill the main living area with lots of natural light. Ceilings are 9' downstairs. Enjoy the convenience and security of smart thermostats and Blink cameras that can be controlled and monitored wherever you are with a phone app! Situated in a cul-de-sac, this home backs up to the preserve with a fully fenced backyard, offering privacy, serenity and natural beauty. Enjoy the outdoors from the screened lanai, a perfect spot for al fresco dining and relaxation. The pavered patio, above ground pool and deck invite you to relax or play. The inground pool rendering by Blue Haven Pools demonstrates there is space for this feature. Grey Hawk Estates is a small, quiet community of only 34 homes. St. Augustine is a vibrant community known for its historic charm and beautiful beaches. This fantastic home offers a combination of space and privacy while being close to all the amenities and attractions that the area has to offer! Brand new Publix coming soon with an access right off SR-208. Convenient to I-95 for commuters. Lots of restaurants and shopping close by with more coming!
Source: REALMLS #2050061
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2050061
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2050061
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