13486 Caribbean Blvd, Fort Myers, FL 33905
4 beds · 2 baths · 1,956 sqft
Save 1% on the mortgage interest rate for the first year! Fully Renovated Direct Access Pool Home with Tons of Character! Welcome to this charming beautifully updated 4-bedroom, 2-bathroom home that perfectly blends charm, elegance, and modern convenience. From the moment you arrive, you'll be captivated by the great curb appeal and cozy front porch, inviting you to step inside. The spacious great room boasts a stunning cathedral ceiling with wood beams and stained glass accents, creating a warm and welcoming ambiance. Tile floors flow throughout the home, enhancing both style and durability. The heart of the home is the gorgeous, upgraded kitchen, featuring wood cabinets, granite countertops, a large island, a cooktop range with an eye-catching range hood, and a built-in wall oven with microwave—perfect for cooking and entertaining. The formal dining room is equally impressive, showcasing wooden arches with decorative glass that add a touch of sophistication. Retreat to the private primary suite, accessed through a lovely wooden door with an elegant glass insert. Inside, you'll find a spacious walk-in closet and a beautifully designed en suite bathroom with direct access to the patio and pool. The home also offers three additional bedrooms and an updated guest bathroom with a stylish barn door. Step outside through the sliding glass doors to enjoy your private outdoor oasis with a covered lanai, fenced yard, sparkling pool, outdoor shower, a pergola with string lights and an awesome tiki bar! Situated on a tranquil, direct-access canal - just minutes to the Caloosahatchee River, this home offers a serene waterfront lifestyle. The garage features a laundry area with a front loading washer & dryer that completes this exceptional property. You will have peace of mind with a newer roof (August 2021), newer A/C system (2019), the home was replumbed, has a new electrical system, tankless water heater & newer seawall. Don't miss this opportunity to own a truly one-of-a-kind home that exudes character and charm while offering modern upgrades and a fantastic outdoor space!
Source: FORTMYERS #225021713
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225021713
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.