13435 Cedarville Way, Colorado Springs, CO 80921
4 beds · 3 baths · 4,010 sqft
Welcome to this stunning custom-built residence nestled in the exclusive neighborhood of Saratoga in Flying Horse. This exceptional home offers a unique blend of ranch style living, a full finished basement, expansive open concept living spaces that seamlessly blend elegance and functionality. High ceilings and large windows fill the home with natural light, creating a warm and inviting atmosphere. The chef's kitchen is beautiful, featuring upscale, stainless steel appliances including a Wolf gas range and Sub Zero refrigerator, custom cabinetry, generous island and pantry. Whether you host dinner parties or family gatherings, this kitchen is designed for both style and practicality. The primary suite serves as a private retreat, complete with ensuite 5 piece bathroom featuring a large soaking tub, spacious walk-in shower and double vanities. A large walk-in closet provides lots of storage and easy access. The main floor study can easily be converted to a secondary bedroom with closet. It is hard to miss the gorgeous dining room with a custom tray ceiling and built-in sideboard for extra serving and storage. The greatroom is the main attraction with vaulted ceiling, large windows and stone accented, gas fireplace. The fully finished basement creates a perfect space for additional entertaining in the media room complete with bar and two additional flex rooms that can be used as studio, additional office, exercise room or bedroom. The spacious secondary bedrooms with full bath offer plenty of room for family or guests. As the warmer months approach, enjoy morning coffee on the customized back patio or entertain guests for a barbecue. This home is professionally landscaped and has been immaculately maintained. Flying Horse is an iconic master-planned community offering lots of great amenities to enjoy. Great school district! Minutes from shopping and dining! Don't miss this opportunity to tour this amazing home and make it your own.
Source: PPMLS #2401839
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: PPMLS #2401839
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.