13412 ROBERT WAGNER BND, Manor, TX 78653
**Owner Financing Available at 10% Down & 7.5% Interest Rate** Welcome to your new home in the heart of Manor, TX, nestled within the coveted Presidential Heights neighborhood. This charming single-story residence boasts modern amenities perfect for comfortable living. As you step inside, you'll be greeted by an open floorplan that seamlessly connects living, dining, & kitchen areas, ideal for entertaining guests. The home features 3 beds 2 baths, providing ample space for your family's needs. The primary bedroom, conveniently located on the main level, offers a tranquil retreat with its en-suite bathroom and walk-in closet. The kitchen is a chef's delight, equipped with stainless steel appliances including a dishwasher, electric cooktop, microwave, oven, and disposal. The sleek granite countertops, pantry, and ample cabinetry ensure both style and functionality. Enjoy casual meals in the eat-in kitchen area or gather around the spacious island for more formal dining occasions. This residence boasts modern conveniences such as ceiling fans, recessed lighting, and high-speed internet connectivity. The separate laundry room adds to the home's practicality and efficiency. Step outside to discover the beautifully landscaped front and back yards, perfect for outdoor activities or simply enjoying the Texas sunshine. The property is situated on a level lot with small trees, providing a serene and private atmosphere. In addition to the exceptional features of the home, residents of Presidential Heights enjoy access to a range of community amenities including a clubhouse, pool, and common grounds. Sidewalks and street lights enhance the neighborhood's charm, while proximity to schools, shopping centers, restaurants, and major highways (US-290, TX-130, and Hwy 95) ensures convenience and connectivity. Don't miss the opportunity to make this meticulously maintained property your own. Schedule a showing today and experience the epitome of modern suburban living in Manor, TX!
You may be able to put down less than the total down payment amount of $9,542 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #4173130
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.