1341 Sharpe Pl, Longmont, CO 80501
3 beds · 2 baths · 1,794 sqft
**Motivated sellers, the home has been professionally cleaned and is ready for you to move in!!! Come see your dream home in the heart of Longmont, Colorado! Enter into this bright and open layout, featuring a spacious family room and dining area, ideal for joyful gatherings and entertaining. The updated kitchen is a cook's delight, with sleek stainless steel appliances, butcher block counter-tops, ample storage, and a versatile bonus room! Retreat to the serene primary suite, offering privacy and a stylish 3/4 en-suite with large closets. Two additional bedrooms and a full bath, complete with a spa-like jetted and heated tub, provide the perfect spaces for rest and relaxation. Step outside to your very own backyard oasis, featuring a gas fire pit, Traeger grill, and pizza oven-perfect for summer barbecues or cozy evenings under the stars. The home is equipped with modern conveniences, including a newer on-demand water heater, furnace, and a new roof was installed in 2023 with class 4 shingles. Enjoy the added benefit of alley access leading to an over-sized, 685 SQ ft, insulated garage with gas heater, and 220 volt air conditioning unit with upgraded 200 amp service and 3 50 amp welding circuits. The home also features a 9' x 20' shed with plenty of parking spaces for trailers and or campers. Situated in a friendly neighborhood close to parks, schools, and shopping, this home truly offers the best of comfort and convenience. Come make 1341 Sharpe Pl, YOUR Happy Place!
Source: RECO #IR1017601
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1017601
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1017601
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