134 Belleforte Park Cir, Garner, NC 27529
3 beds · 3 baths · 2,482 sqft
Convenience meets Charm! Located in a prime Garner location with close proximity to the incredible shopping hub of White Oak Crossings, a wide assortment of dining venues, and major highways, this immaculate 3BR home is perfectly positioned in the Oak Park community. The neighborhood boasts Greenery Park, offering a picturesque gazebo and grill at its entrance in addition to a playground for outdoor enjoyment. Step onto the rocking chair front porch and enter the thoughtfully designed home with an open main-level floor plan showcasing beautiful LVP flooring, crown molding, and modern fixtures that enhance the space. The entrance hall leads you to a private Office with French doors, a convenient drop zone, and half bath. The heart of the home is the gorgeous white cabinet Kitchen embellished with Granite counters, a white subway tile backsplash, SS appliances, and center island with bar seating. Designed for entertaining, the Kitchen flows seamlessly into the Dining Room and Family Room which is highlighted by a stunning accent wall and sliding door access to the covered patio in the fenced backyard. The desirable 1st-floor Primary Bedroom is a spacious retreat with an en-suite bath featuring tile floors, a dual vanity, a walk-in tiled shower, and WIC. Upstairs, enjoy a massive versatile Loft alongside a full bath, and two secondary bedrooms, each with striking accent walls and walk-in closets. Outside, the newly added parking pad is a valuable enhancement to the driveway providing extra space and flexibility in front of the 2-car Garage. Additional storage in the Garage is an added bonus.
Source: TRIANGLEMLS #10063240
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10063240
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10063240
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.