1337 Del Mar Dr, Kissimmee, FL 34759
2 beds · 2 baths · 1,975 sqft
Please note, one or more of the photos have been virtually staged to showcase this exquisite Calabria Model home. Two stunning tray ceilings set the stage for this thoughtfully designed home which is packed with upgrades and extra features. The open-concept floorplan is perfect for modern living and entertaining, featuring crown molding and large beautifully laid ceramic tiles in the living areas. The kitchen is a chef's dream with granite countertops, and a customer-built pantry, with ample storage for all your needs. The oversized breakfast island that comfortably seats six is showered with elegant pendant lighting. The dining area is illuminated by a matching chandelier, creating a warm, inviting atmosphere for every occasion. This home was built for entertaining! Imagine hosting friends and family in these bright, open spaces, then stepping outside to your private oasis. Whether you're taking a swim in your private pool or unwinding in the heated spa, relaxation is never far away. Double ceiling fans on the extended enclosed screened lanai ensure a cool breeze, perfect for year-round enjoyment. All of the windows are fitted with custom plantation shutters, allowing you to control natural light while maintaining privacy. This home ensures comfort in every season with ceiling fans in every room. The master bedroom includes an expansive custom California walk-in closet offering abundant drawer space, shoe shelving, and plenty of hanging room for your wardrobe. For added convenience, the master bathroom also boasts a built-in pantry closet for extra storage and a hidden hamper, perfect for maintaining a clutter-free space. The spa-like master bath includes a walk-in shower with built-in seating and a private water closet. The Den features double French doors with a striking tray ceiling, ideal for a home office, library, or additional guest space. The well-equipped laundry room has built-in cabinets and a Stainless Steel Samsung washer and dryer, making laundry day a breeze. A standout feature of this home is the two-and-one-half garage, complete with a separate bay designed for your golf cart, sink, and gleaming epoxy floors. This meticulously designed home is move-in ready----just bring your swimsuit and furniture and begin enjoying the luxury, comfort and resort-style living that this 55-plus, award-winning community affords you.
Source: STELLAR #s5113285
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5113285
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5113285
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.