13364 Sea Bridge Dr, Hudson, FL 34669
3 beds · 2 baths · 1,743 sqft
Welcome to 13364 Sea Bridge Dr, a stunning custom-built 3-bedroom, 2-bathroom home in the sought-after Lakeside community of Hudson! Built in 2021 by William Ryan Homes, this meticulously maintained home is loaded with upgrades and sits on an oversized lot. Step inside to find plank tile flooring throughout, a bright and airy open floor plan, and elegant tray ceilings in both the living room and primary suite. The spacious primary suite is a true retreat, featuring bay windows, a walk-in closet, and a luxurious en-suite bath with double sinks and a tiled walk-in shower. The gourmet kitchen boasts quartz countertops, ample cabinetry, bay windows, and upgraded stainless steel appliances, making it the perfect space for both cooking and entertaining. The versatile den can serve as a home office, playroom, or additional bedroom to suit your needs. Ceiling fans are installed in all bedrooms, the den, and the living room for year-round comfort. Outside, enjoy the Florida lifestyle in your screened lanai or on the added 14x14 concrete patio, perfect for outdoor relaxation. A brand-new vinyl fence has been installed, providing privacy and security for pets, family, or entertaining. The extended two-car garage offers an additional 4 feet of space, ensuring plenty of room for storage. Located in the highly desirable Lakeside community, residents enjoy access to resort-style amenities, including a clubhouse, fitness center, pool, playground, and more. Conveniently close to shopping, dining, top-rated schools, and Gulf Coast beaches, this home truly has it all. Don’t miss your chance to own this incredible home—schedule your private tour today!
Source: STELLAR #TB8355563
Financials
Source: STELLAR #TB8355563
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.