1336 Twin Estates Dr, Kyle, TX 78640
4 beds · 2 baths · 2,134 sqft
Stunning four-bedroom, one story home nestled in highly sought-after Bunton Creek neighborhood! As you enter this spacious home you’ll be greeted by high ceilings and elegant arches that create an inviting atmosphere throughout the home. The spacious layout boasts hard tile in the living areas and seamlessly connects the kitchen to the formal dining area and overlooks the expansive family room, perfect for hosting gatherings or enjoying cozy evenings at home. The kitchen features beautiful granite countertops, ample cabinet space, a pantry for all your cooking supplies, recessed lighting, and a convenient kitchen bar for casual dining. The luxurious owner’s suite is a true retreat complete with an en-suite bath with dual vanities, garden tub, a separate shower, and two walk-in closets to accommodate all your wardrobe needs. The three additional secondary bedrooms share a well-appointed bath, providing comfort and privacy for family members or guests. Step outside and discover a spacious backyard complete with a covered back patio ideal for outdoor entertaining! Bunton Creek residents enjoy access to amenities such as a well-appointed clubhouse, basketball court, walking trails, park, covered pavilions, a large refreshing pool, and splash pad. Conveniently located close to Lake Kyle Park, Steeplechase Park, and Plum Creek Trl, offering endless opportunities for outdoor adventures or take a quick drive to the Historic City Square Park for Kyle Market Days, where you can buy locally made goods, food, and enjoy some live music. Check out food destinations such as La Ola Pop Shop, New World Bakery, and Milt’s Pit BBQ, if retail therapy is what you're seeking then take a short drive to San Marcos and visit the San Marcos Premium Outlets which has over 220 name-brand luxury stores! Don't miss your chance to make this beautiful home yours today!
Source: ACTRIS #8020237
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #8020237
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8020237
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.