13355 Chalk Hl, San Antonio, TX 78253
3 beds · 3 baths · 2,006 sqft
Welcome to your dream home in the heart of San Antonio's vibrant northwest side! Nestled within the prestigious gated community of Cobblestone, this stunning single-story home offers the perfect blend of elegance, comfort, and convenience. A Home Designed for Effortless Living. Sitting gracefully on a corner lot, this 3-bedroom, 2.5-bathroom gem is surrounded by low-maintenance xeriscape landscaping, front and back, so you can spend more time enjoying your home and less time worrying about yard work. Plantation shutters throughout the home add both curb appeal and exceptional privacy, while allowing natural light to flow effortlessly when open. Step inside and experience an inviting open floor plan with soaring 9-foot ceilings that create an airy, spacious feel. Whether you're hosting a lively gathering or enjoying a quiet evening, this home is designed for seamless entertaining and relaxation. The heart of the home is a chef's delight! Outfitted with granite counter tops, double sinks with Reverse Osmosis System, top tier stainless steel appliances including a LG refrigerator and dishwasher, a KitchenAid Microwave, and a Frigidaire Gallery double oven. This kitchen is READY for big holiday feasts, weekend brunches, and everything in between. With 42-inch maple wood cabinets, a breakfast bar, and ample recessed lighting, this space is both functional and beautiful. Need a home office? A formal dining area? A playroom? French doors open to reveal a versatile bonus room, ready to adapt to your needs. The expansive homeowner's suite is a true sanctuary, featuring an ensuite bathroom with a separate shower, garden tub, dual vanities, and a spacious walk-in closet. The secondary bedrooms are traditional in size, each with ceiling fans to keep you comfortable year-round. Living in Cobblestone means more than just owning a home, it's about embracing a lifestyle. Enjoy amenities including a swimming pool, playground, basketball court, BBQ area, and pond. Unbeatable Location, just minutes from SeaWorld, Six Flags Fiesta Texas, The Shops at La Cantera, Lackland AFB, and great schools, this home offers the perfect balance of tranquility and accessibility. Why just dream about the perfect home when you can make it a reality? Reach out to me or your favorite licensed realtor today and take the first step toward your next adventure!
Source: SABOR #1853503
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1853503
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.