1335 Galactic Pl, Castle Rock, CO 80108
4 beds · 4 baths · 2,983 sqft
Nestled on a PRIME cul-de-sac lot, this wonderful 4-bedroom home seamlessly blends elegance and functionality! Its lovely curb appeal is enhanced by a finished 3-car garage and a welcoming front porch, setting the tone for the beauty within. Find an airy & inviting living/dining room with double-height ceilings and wood-look tile flooring. Impressive great room complemented by a fireplace and pre-wired surround sound creates the perfect space for relaxation and entertainment. Well-appointed kitchen is a chef's delight, fully equipped with recessed lighting, ample cabinets adorned with crown molding, tile counters, ceiling pot rack, travertine backsplash, a center island with a breakfast bar, and glossy stainless steel appliances such as a double wall oven & cooktop gas. Enjoy casual meals in the bright breakfast nook, That opens to the back deck through sliding glass doors. Spacious primary retreat features plush carpet, vaulted ceilings, a walk-in closet, an ensuite with dual sinks, and a soaking tub. The second main bedroom with its private bathroom offers added flexibility. Additionally, a versatile den/office and a HUGE bonus room in the basement provide endless possibilities to fit your lifestyle. The serene backyard has a cozy deck. This beautiful home has new paint inside and out, and a new roof was installed on 4/17/25. This is a perfect fresh move-in opportunity in a superb neighborhood
Source: RECO #9504896
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #9504896
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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