1335 Dean St, Mulberry, FL 33860
3 beds · 2 baths · 1,941 sqft
One or more photo(s) has been virtually staged. MOTIVATED SELLER!!! 2024-2025 FLOOD INSURANCE RATE IS:$479.50 PER YEAR! Completely renovated 3 BEDROOM WITH 2 MASTER SUITES on 5 ACRES with NO DEED RESTRICTIONS home is turn-key ready to be your HOME! From the Brand-new Luxury Vinyl flooring to the NEW ROOF Trusses, 650+ FEET OF EXTERIOR DRAINAGE, NEW HVAC DUCT WORK, NEW GOURMET KITCHEN, NEW A/C, NEW BARN (2023) NEW APPLIANCES including CONVECTION OVEN, BUILT-IN MICROWAVE, NEW MASTER BATHROOM, NEW DRYWALL, NEW ELECTRICAL WIRING +POWER PANEL NEW HOT TUB PUMP, NEW SEPTIC GRINDER PUMP (equipped for RV hookup) NEW WELL Pump/TANK, BRAND NEW Quartz 11 foot kitchen ISLAND, NEW CEILING FANS, NEW CUSTOM OVERSIZED CLOSETS, NEW RHEEM WATER HEATER {5 year NEW ROOF} the list is ENDLESS! This REMARKABLE property will check every box! Bring your RV, BOAT, HORSES, CHICKENS, whatever you wish for, NO HOA but don't forget your HAMMOCK to enjoy the absolute serenity you will appreciate, especially when the CREEK RIVER water is flowing, pure BLISS! The front covered porch is over 43 FEET long leading through the NEW Glass etched Front Door into the 21 x 11 FOOT KITCHEN complete with SOFT CLOSE Doors|Drawers, Kohler Designer Faucet with Glacier Bay Extended Farm Sink, POT FILLING STATION, Stainless Steel Hood, EXTENDED BREAKFAST BAR will accommodate 6+. Beautifully appointed LIVING ROOM splits this floorplan. The PRIMARY SUITE offers NEW Recessed Lighting, Ceiling Fan, Tray Ceiling with En-Suite Bathroom equipped for Two! Double Stone Vanity, WALK-IN TILED SHOWER, NEW TILED FLOOR that leads to the MASSIVELY OVERSIZED WALK-IN CUSTOM CLOSET! Laundry station is convenient with plenty of room for additional Storage! The second Primary Bedroom is HUGE! Offering a private fully equipped Bathroom including TUB/Shower Combination, completely renovated with oversized custom walk-in closet; All professionally designed! The 3rd OVERSIZED bedroom includes CROWN MOLDING, Designer wainscotting, CUSTOM WALK-IN extended Closet, ceiling fan & beautiful country views! The backyard is completely fenced with a Spa Gazebo outbuilding, plenty of room for Plants, Patio Setting or BBQ area. Beyond the extended gate the RED BARN is brand new along with the covered Pole Barn and over 4.5 ACRES of PRIVATE MATURE OAKS, lots of wildlife including Deer, Turkeys and even fish within the River stream. This property is zoned for Horses and the entire property is partially fenced. Great School Zone, Willow Oak Elementary and Newly rebuilt Mulberry High School. LOCATION is just off State Road 60/Brandon Blvd, convenient to Tampa, Lakeland, Brandon, Valrico, I-4 and so much more! Don't miss this rare opportunity to find a true essence of country living at an affordable price!
Source: STELLAR #T3529316
Financials
Source: STELLAR #T3529316
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.