1335 DEAN ST, Mulberry, FL 33860
One or more photo(s) has been virtually staged. MAJOR PRICE REDUCTION! MOTIVATED SELLER!!! Completely renovated 3 BEDROOM WITH 2 MASTER SUITES on 5 ACRES with NO DEED RESTRICTIONS home is turn-key ready to be your HOME! From the Brand-new Luxury Vinyl flooring to the NEW ROOF Trusses, 650+ FEET OF EXTERIOR DRAINAGE, NEW HVAC DUCT WORK, NEW GOURMET KITCHEN, NEW A/C, NEW BARN (2023) NEW APPLIANCES including CONVECTION OVEN, BUILT-IN MICROWAVE, NEW MASTER BATHROOM, NEW DRYWALL, NEW ELECTRICAL WIRING +POWER PANEL NEW HOT TUB PUMP, NEW SEPTIC GRINDER PUMP (equipped for RV hookup) NEW WELL Pump/TANK, BRAND NEW Quartz 11 foot kitchen ISLAND, NEW CEILING FANS, NEW CUSTOM OVERSIZED CLOSETS, NEW RHEEM WATER HEATER {5 year NEW ROOF} the list is ENDLESS! This REMARKABLE property will check every box! Bring your RV, BOAT, HORSES, CHICKENS, whatever you wish for, NO HOA but don't forget your HAMMOCK to enjoy the absolute serenity you will appreciate, especially when the CREEK RIVER water is flowing, pure BLISS! The front covered porch is over 43 FEET long leading through the NEW Glass etched Front Door into the 21 x 11 FOOT KITCHEN complete with SOFT CLOSE Doors|Drawers, Kohler Designer Faucet with Glacier Bay Extended Farm Sink, POT FILLING STATION, Stainless Steel Hood, EXTENDED BREAKFAST BAR will accommodate 6+. Beautifully appointed LIVING ROOM splits this floorplan. The PRIMARY SUITE offers NEW Recessed Lighting, Ceiling Fan, Tray Ceiling with En-Suite Bathroom equipped for Two! Double Stone Vanity, WALK-IN TILED SHOWER, NEW TILED FLOOR that leads to the MASSIVELY OVERSIZED WALK-IN CUSTOM CLOSET! Laundry station is convenient with plenty of room for additional Storage! The second Primary Bedroom is HUGE! Offering a private fully equipped Bathroom including TUB/Shower Combination, completely renovated with oversized custom walk-in closet; All professionally designed! The 3rd OVERSIZED bedroom includes CROWN MOLDING, Designer wainscotting, CUSTOM WALK-IN extended Closet, ceiling fan & beautiful country views! The backyard is completely fenced with a Spa Gazebo outbuilding, plenty of room for Plants, Patio Setting or BBQ area. Beyond the extended gate the RED BARN is brand new along with the covered Pole Barn and over 4.5 ACRES of PRIVATE MATURE OAKS, lots of wildlife including Deer, Turkeys and even fish within the River stream. This property is zoned for Horses and the entire property is partially fenced. Great School Zone, Willow Oak Elementary and Newly rebuilt Mulberry High School. LOCATION is just off State Road 60/Brandon Blvd, convenient to Tampa, Lakeland, Brandon, Valrico, I-4 and so much more! Don't miss this rare opportunity to find a true essence of country living at an affordable price!
You may be able to put down less than the total down payment amount of $105,405 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3529316