13346 W Jesse Red Dr, Peoria, AZ 85383
4 beds · 3 baths · 4,299 sqft
Get a free consultation call with an expert in the mortgage assumption process.
SUNRISE TO SUNSET: YOUR DREAM LIFE AWAITS IN VISTANCIA VILLAGE Imagine waking up in a community ranked the #1 master-planned community since 2013, where breathtaking Sonoran mountain views greet you each morning and you experience that perfect balance of ''city-close, country-quiet'' living. Your day begins in your beautifully crafted 4,299 square foot home with its dynamic floorplan, designed not just as a house but as the foundation for creating lasting memories with family and friends. Step outside for a refreshing walk along Vistancia's signature 3.5-mile Discovery Trail, winding through the community and offering unique outdoor experiences set within the natural beauty of the Sonoran Desert. Meet friends at the impressive Mountain Vista Club, featuring three resort-style pools wi water slides, tennis courts, and an indoor basketball gymnasium - perfect for both relaxation and staying active. Golf enthusiasts will appreciate the exceptional Gary Panks-designed Trilogy Golf Club, featuring a spectacular 18-hole championship course with five different tee boxes accommodating players of all skill levels. Parents love that Vistancia is served by the highly-rated Peoria Unified School District, ranked among Arizona's top 10 school districts, where children receive excellent education focusing on both academic and social skills. In the evening, enjoy dinner at V's Taproom, the local neighborhood hangout, before taking a short stroll to watch the spectacular Arizona sunset paint the mountains in vibrant hues. Conveniently, Vistancia is within a 5-minute drive of numerous retail outlets and conveniences, meaning you never travel far for daily necessities or shopping. The estate-sized 20,000+ square foot lot of this particular property allows you to create your own private oasis with room for a pool, outdoor kitchen, garden, or play area - all while enjoying the community amenities that make Vistancia special. This 4-bedroom home with flexible loft space accommodates your evolving needs while providing quality features that today's discerning buyers demand. From the chef's kitchen to the spa-inspired master bath, no detail has been overlooked. Now presents the perfect moment to secure your place in this premier gated community. Your dream of resort-style living in a prestigious, family-friendly environment awaits in Vistancia Village - where every day feels like a vacation and every sunset reminds you that you've found home.
Source: ARMLS #6832198
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6832198
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.