13345 W 72nd Cir, Arvada, CO 80005
4 beds · 3 baths · 1,667 sqft sqft
PROPERTY VIDEO LINK: https://youtu.be/KS5eHcxGPik Here it is, the one you've been searching for—a beautiful 4-bedroom, 3-bathroom home, perfectly situated on a serene street in the heart of Arvada's highly sought-after Ralston Valley neighborhood. From the moment you arrive, you’ll be charmed by the inviting curb appeal of the landscaped front yard. Step inside to discover a thoughtfully designed floor plan that’s flooded with natural light from the south-facing windows. The main level boasts a large, eat-in kitchen—ideal for everything from casual breakfasts to entertaining guests. Upstairs, you’ll find the perfect space to relax and recharge in the primary suite, which includes a private en-suite bathroom. Two additional bedrooms and a full bath complete the upper level, offering plenty of versatility for all your needs. The lower-level family room features a brick fireplace—imagine cozy evenings you'll spend here! The finished basement provides an additional bedroom and a bonus room that can be used as an office, a home gym, play area, or entertainment space. The expansive backyard is your personal oasis. Enjoy summer barbecues on the extended patio, take a soak in the hot tub, or game of catch with your furry friend. Beyond the home’s comfort and charm, its location is unbeatable. You’re just a 10-minute walk from the Ralston Creek Trail System, offering scenic paths that lead you to local shops, restaurants, and endless adventures. Plus, the Apex Recreation Center (with gym, hockey rink, enormous indoor pool, and skate park) and the desirable Van Arsdale Elementary School are just a short stroll away, making this home as convenient as it is cozy. Don't miss this chance to enjoy the perfect blend of space, style, and location.
Source: RECO #5340202
Interest rate and monthly payment estimated based on public records.
Source: RECO #5340202
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5340202
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