13341 WEATHERSTONE DR, Spring Hill, FL 34609
This stunning property at 13341 Weatherstone Dr. in Spring Hill, FL is a dream home for any family. With 4 bedrooms, 3 bathrooms, and 3,020 square feet of living space, this spacious and well-maintained house offers plenty of room for everyone to live comfortably. As you enter the home, you will be greeted by a grand foyer that leads to an open and airy living space with high ceilings and large windows that allow natural light to flood the space. The living room is the perfect spot for cozy nights in, with a fireplace and built-in shelves for your entertainment center and seamlessly flows into the dining area, making it perfect for entertaining guests or enjoying family meals. The kitchen is a chef's delight with its modern appliances, ample counter space, plenty of storage in the cabinets, and a convenient breakfast bar perfect for quick meals or enjoying a cup of coffee in the morning. The master bedroom is a true retreat, with a spacious layout, walk-in closet, and an en-suite bathroom featuring a luxurious shower, and dual vanity sinks. The other three bedrooms are equally spacious and share a full bathroom. On the second level you will find a large open loft area perfect for a home theater or private work space completes with a large full bathroom. Step outside to the backyard oasis, where you will find a sparkling pool and a covered patio area, perfect for outdoor gatherings and BBQs. The backyard is fully fenced, providing privacy and security for your family and pets. This property also boasts a 3-car attached garage, providing ample space for parking and storage. Located in a desirable neighborhood, this home is close to top-rated schools, shopping, dining, and entertainment options. Don't miss the opportunity to make this beautiful house your new home.
You may be able to put down less than the total down payment amount of $170,133 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7864352