13341 Weatherstone Dr, Spring Hill, FL 34609
4 beds · 3 baths · 3,020 sqft
This stunning property at 13341 Weatherstone Dr. in Spring Hill, FL is a dream home for any family. With 4 bedrooms, 3 bathrooms, and 3,020 square feet of living space, this spacious and well-maintained house offers plenty of room for everyone to live comfortably. As you enter the home, you will be greeted by a grand foyer that leads to an open and airy living space with high ceilings and large windows that allow natural light to flood the space. The living room is the perfect spot for cozy nights in, with a fireplace and built-in shelves for your entertainment center and seamlessly flows into the dining area, making it perfect for entertaining guests or enjoying family meals. The kitchen is a chef's delight with its modern appliances, ample counter space, plenty of storage in the cabinets, and a convenient breakfast bar perfect for quick meals or enjoying a cup of coffee in the morning. The master bedroom is a true retreat, with a spacious layout, walk-in closet, and an en-suite bathroom featuring a luxurious shower, and dual vanity sinks. The other three bedrooms are equally spacious and share a full bathroom. On the second level you will find a large open loft area perfect for a home theater or private work space completes with a large full bathroom. Step outside to the backyard oasis, where you will find a sparkling pool and a covered patio area, perfect for outdoor gatherings and BBQs. The backyard is fully fenced, providing privacy and security for your family and pets. This property also boasts a 3-car attached garage, providing ample space for parking and storage. Located in a desirable neighborhood, this home is close to top-rated schools, shopping, dining, and entertainment options. Don't miss the opportunity to make this beautiful house your new home.
Source: STELLAR #w7864352
Source: STELLAR #w7864352
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7864352
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