1333 Kelly River St, New Braunfels, TX 78130
3 beds · 3 baths · 1,631 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 1333 Kelly River Street, a modern, move-in ready gem nestled in the vibrant heart of New Braunfels. Built in 2019 by Horizon View Homes, this charming two-story residence offers 1,631 square feet of thoughtfully designed living space with timeless curb appeal. A mix of stone and cement fiber siding, along with a welcoming front porch, sets the tone for style and comfort from the moment you arrive. Step inside to an open-concept layout that blends the kitchen, living room, and breakfast area into one seamless space, ideal for both your daily routine and entertaining on the weekends. The natural flow makes it easy to stay connected, whether you're cooking up dinner or catching up with friends and family. Head out back to your private covered patio, where no rear neighbors means extra peace and quiet. Instead, you'll enjoy tranquil views of the open field beyond-a rare find that adds a sense of space and serenity to your backyard. This home's location is a true standout. Just minutes from historic downtown New Braunfels, you'll find yourself near the iconic Gruene Hall, local wineries, and the crystal-clear waters of both the Comal and Guadalupe Rivers. Whether you love floating the river, exploring boutique shops, or catching live music, it's all right around the corner. Top-rated schools, neighborhood parks, and a strong sense of community add even more to the lifestyle here, making this home not just a great place to live, but a smart investment for the future. If you're looking for the perfect blend of space, style, and convenience, 1333 Kelly River Street is ready to welcome you home. Schedule your tour today and come see what makes this one so special!
Source: SABOR #1855036
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: SABOR #1855036
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.