1331 Piney Green Rd, Jacksonville, NC 28546
4 beds · 2 baths · sqft sqft
Almost 1800 sq ft at this incredible price! YOU WILL FALL IN LOVE once you step inside. It is ideally situated just outside the city limits, offering the benefits of no city taxes. This home was updated a few years ago. New HVAC System in 2021, drywall, flooring and paint. It still looks fabulous. The home faces Piney Green Road however the driveway to the home is situated on Birchwood Lane. The home features no carpet, luxurious vinyl plank(LVP) flooring throughout. As you enter you'll be greeted by a spacious living room complete with a cozy fireplace. The living area flows seamlessly into a large dining and kitchen space, perfect for gatherings. Adjacent to the kitchen are two versatile rooms that can serve as additional bedrooms, a gym, or a home office-the choice is yours. Down the hallway, you'll find a spacious hall bath and three generously sized bedrooms, including the primary suite. The primary bedroom boasts a large bathroom with dual vanity. The backyard is fully fenced, providing security. It also includes a chicken coop and an 11.5 by 15.5 shed offering plenty of space for storage or hobbies. This home combines comfort, versatility, and a touch of rural charm, making it a perfect retreat just minutes from restaurants, shopping and the base. Stainless refrigerator and blue tooth washer and dryer conveys.
Source: NORTHCAROLINAREGIONAL #100458629
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100458629
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100458629