13304 Waldrop Cv, Decatur, GA 30034
3 beds · 2 baths · 2,584 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Why keep scrolling? It's the one you've been waiting for. At just $99,900, 13304 Waldrop Cove offers amazing value-a spacious 3-bedroom, 2-bath apartment home that's perfect for first-time buyers, smart investors, or anyone ready to own rather than rent. Situated in a quiet community that's conveniently close to everything, daily living here is a breeze. Hop on I-20, and you'll reach The Perimeter or downtown Atlanta in no time. Just minutes away is a bustling shopping center with Walmart, Lowe's, Publix, Walgreens, banks, and numerous dining options-close enough for convenience but comfortably distant from your peaceful retreat. Inside, the apartment feels bright, open, and welcoming. The main living area flows naturally into the kitchen and dining space, making it ideal for relaxed evenings or casual entertaining. With practical flooring and a straightforward layout, it's ready to personalize or leave as-is for a hassle-free investment. The roomy primary suite includes its own private bath, and two additional bedrooms share a convenient second bathroom-perfect for small families, roommates, or long-term tenants. Closet space is generous, so storage won't be an issue. Maintenance here is easy and straightforward, keeping costs low and lifestyle relaxed-a major plus whether you're living here or renting it out. Ample parking makes visits stress-free for residents and guests alike. Whether you're beginning your journey into homeownership, expanding your investment portfolio, or just looking for a comfortable, budget-friendly home, 13304 Waldrop Cove ticks all the right boxes. Opportunities this good at this price are rare, especially in Decatur's growing market. Ready to make your move? Call your agent today and lock down this affordable gem-homes like this one don't stay available for long. Submit your best offer and start building equity today. This unit is available for cash purchase only. Please do not submit offers involving financing.
Source: GAMLS #10493057
Source: GAMLS #10493057
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.