1330 Snow Mountain Cir, Keller, TX 76248
3 beds · 3 baths · 2,139 sqft
This beautifully renovated home is nestled on a quiet circle dotted with stately custom homes and mature trees. The warmth, charm, and character here are undeniable. The living room has a cathedral ceiling, large fireplace, and in an open arrangement with the kitchen. The kitchen is amazing with a long open b'fast bar with pendant lighting...great for gatherigs! Also here, are custom cabinets, granite counters, a gas range, Farm sink, and wine fridge. The formal dining faces the front. The Breakfast area borders the kitchen and the second living area and overlooks the outdoor kitchen and pool. The 2nd living area has a beamed ceiling and a wall of windows that overlook the SPECTACULAR view of the pool and rear yard. The primary suite is located to the rear of the home and is a peaceful sanctuary. The ensuite bath has been completely remodeled with an oversized super shower and large soaking tub. There are separate vanities, and a great walk in closet. The other bedrooms are to the front of the home and share a remodeled bathroom as well. There is a half bath for guests. The rear yard is absolutely gorgeous with a free form pool, extensive decking, outdoor kitchen, and a back area with mature trees... and with a flagstone path leading to a fire pit area...all under strings lights. WOW!! Perfect for entertaining, or just relaxing. The covered outdoor kitchen offers a new outdoor fridge, a pizza oven, sink, concrete counters, and more. There is a storage shed off to the side of the home. New roof and gutters 2021. All new windows 2022. New fence 2021. Blown in insulation 2021. New hot water heater 2022.Remodeled bathrooms 2021 Automated B-Hyve sprinkler system. All new toilets 2025. New French Drain cleanout, pool mastic, Jandy', and pool filter grids 2025. Pool equipment and pump 2025. Freshly painted. New landscaping and sod March 2025. See the Attached List for more upgrades.VERY convenient to shopping, dining, and schools. KISD! and...Highland Oaks!!
Source: NTREIS #20884105
Financials
Source: NTREIS #20884105
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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