133 Azalea Plantation Blvd, Maysville, NC 28555
3 beds · 3 baths · 1,960 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Incredible property and value plus $5,000 closing cost coverage offered!!! Imagine the possibilities! Enjoy the peacefulness of rural living while taking advantage of the benefits a community offers, yet with no HOA or city taxes and located just minutes to shopping, bases, and beaches! Situated on a corner lot, this charming home is filled with space galore and sought after upgrades! The covered front porch overlooking the established landscaping, which includes stunning hydrangeas and crepe myrtles, will be your new favorite place to relax with a cup of coffee or tea. Gleaming engineered bamboo flooring spans the entire living area and combined with the fireplace creates warmth and a cozy gathering place for the cool fall nights. With an open dining area plus light-filled breakfast nook and huge walk-in pantry, the kitchen includes all of the appliances and offers upgraded features including granite counter tops, painted cabinets, and an impressive backsplash! The over-sized owner's suite with vaulted ceiling offers walk-in closet with fabulous custom shelving and five-piece bathroom. Two additional bedrooms, an open loft area, and laundry room with deep sink and including the washer and dryer complete the upstairs living of this amazing home! The back yard is a special gathering place of its own with new deck, privacy fencing, and a shed which can be used for storage, freeing up the side-load two car garage. Schedule your time to see this turn-key home that offers all the space and upgrades you have been dreaming of and searching for!
Source: NORTHCAROLINAREGIONAL #100470365
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100470365
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.