133 Azalea Plantation Blvd, Maysville, NC 28555
3 beds · 3 baths · sqft sqft
Enjoy the peacefulness of rural living while taking advantage of the benefits a community offers, yet with no HOA or city taxes and located just minutes to shopping, bases, and beaches! Situated on a corner lot, this charming home is filled with space galore and sought after upgrades! The covered front porch overlooking the established landscaping, which includes stunning hydrangeas and crepe myrtles, will be your new favorite place to relax with a cup of coffee or tea. Gleaming engineered bamboo flooring spans the entire living area and combined with the fireplace creates warmth and a cozy gathering place for the cool fall nights. With an open dining area plus light-filled breakfast nook and huge walk-in pantry, the kitchen includes all of the appliances and offers upgraded features including granite counter tops, painted cabinets, and an impressive backsplash! The over-sized owner's suite with vaulted ceiling offers walk-in closet with fabulous custom shelving and five-piece bathroom. Two additional bedrooms, an open loft area, and laundry room with deep sink and including the washer and dryer complete the upstairs living of this amazing home! The back yard is a special gathering place of its own with new deck, privacy fencing, and a shed which can be used for storage, freeing up the side-load two car garage. Schedule your time to see this turn-key home that offers all the space and upgrades you have been dreaming of and searching for!
Source: NORTHCAROLINAREGIONAL #100470365
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100470365
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100470365
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.