1326 East Ave, Clermont, FL 34711
4 beds · 3 baths · 2,847 sqft sqft
Pre-Construction. To be built. *** LOT TO BE SPLIT*** Welcome to Your Dream Home in Vibrant Clermont! Experience the perfect blend of modern design and thoughtful functionality in this stunning new construction by OLO Builders. With 2,846 square feet of well-designed space, this home offers open-concept living at its finest. Key Features: Elegant Bedrooms: This home boasts 4 generously sized bedrooms, each designed as a private retreat. The luxurious primary suite, located on the main floor, offers tranquility and convenience, with large windows that invite natural light and serene views. Also on the main floor is an additional office/bedroom, providing versatile space perfect for work or guest accommodations. Spacious Loft Area: Upstairs, three additional bedrooms which provides privacy and comfort for family or guests. The expansive loft area serves as a flexible space for lounging, gaming, or an additional living area, ensuring everyone has their own personal sanctuary. Primary Bath: Indulge in the spa-like primary bath, featuring multiple customization options to create your perfect retreat, whether you prefer a soothing soak or a quick refresh. Living & Dining: The expansive living and dining areas flow seamlessly, providing an ideal setting for both entertaining and everyday living. Gourmet Kitchen: A chef’s delight, the kitchen is equipped with state-of-the-art appliances, sleek countertops, and ample cabinetry, making meal prep both stylish and efficient. Garage: A standard 2-car garage comes with the option to expand to a 3-car garage or add an Accessory Dwelling Unit (ADU). Location: Situated near the heart of Clermont, this home is close to local amenities, parks, and top-rated schools, combining convenience with a vibrant community atmosphere. Don’t miss the opportunity to build the semi-custom home of your dreams on this beautiful property! Choose from over 30 plans that are available to suit your needs.
Source: STELLAR #o6236629
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6236629
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6236629
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.