13237 SATIN LILY DR, Riverview, FL 33579
Fabulous 4 Bedroom, 3 Bath One Story home in the highly sought-after community of Triple Creek in Riverview! This is Lennar's North Carolina model with the warm brick façade and brick driveway. Built in 2019 and occupied by the original homeowner, this home has an open and airy floor plan and lots of natural light! With a little over 2,000 square feet of well-appointed space, a split bedroom floor plan and designed for comfort and privacy. This home features high ceilings, designer 18" ceramic tiles in the main living area and ceiling fans throughout. The kitchen is a chef's delight with abundant granite countertops, wood cabinetry, Stainless-steel appliances, double stainless-steel sink, walk-in pantry and large island with counter seating. The kitchen opens to the main living/family room and dining areas. The primary bedroom is situated off of the family room. This ensuite includes a Trey Ceiling, huge walk-in closet, dual vanity, garden tub, walk-in shower stall and private water closet. The 3 additional spacious bedrooms are perfectly laid out and well-spaced for family, guests or an office. A convenient flex space adjacent to the garage makes a perfect landing area for groceries, supplies or dog's leashes. The cozy screened in lanai overlooks the backyard which is encompassed brick pavers and PVC fencing for your 2 or 4 legged friends and family. An immaculate 2 car garage with an owned saltwater softener and sizable laundry room complete this property. Pride in ownership shows in this extremely well taken care of home! Triple Creek features a LOW HOA of only $87 per year and includes resort-style amenities for an active life and healthy living with two separate clubhouses, multiple pools, one splash pad, tennis, basketball, walking and biking trails, playgrounds, fitness centers, meeting areas, and easy access to gorgeous trails in nearby Triple Creek Nature Preserve. Walk, swim, bike or ride throughout this beautiful tranquil master planned community. Triple Creek families enjoy top performing schools, close to hospitals, restaurants, shops and popular attractions such as Bahia Beach, Apollo Beach Park and Triple Creek Nature Preserve. Only 15 miles away is the world-class city of which has come to be known as Champa Bay! A fabulous community with an exceptionally well taken care of home is ready for your enjoyment! All you need to do it unpack and start living your best life! Welcome Home!
You may be able to put down less than the total down payment amount of $239,620 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3540238
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.