13230 Fawn Lily Dr, Riverview, FL 33579
3 beds · 3 baths · 3,140 sqft
Welcome to your dream home! Nestled within the sought after Waterleaf community, this stunning 3-bedroom, 2.5-bathroom residence features an additional office/flex space, perfect for remote work or a playroom. The spacious 3-car tandem garage offers ample room for vehicles and storage. Designed with exceptional craftsmanship, the home includes hurricane-impact windows on the front, lightweight Kevlar hurricane shutters, and a portable generator to run a/c, ensuring peace of mind during storm season. Step inside to soaring ceilings and elegant 8-ft doors that enhance the home's airy, open feel. Immaculately maintained, the property feels like new. The chef’s kitchen is a culinary delight, boasting double ovens, an oversized island, and a reverse osmosis water system. Ideal for entertaining, the kitchen flows seamlessly into the oversized living room, which features custom-built shelves and plenty of space for gatherings. Enjoy meals in the formal dining room or the cozy eat-in dining area, perfect for both large celebrations and intimate family dinners. The spacious master suite is a true retreat with wood flooring, room for a relaxing sitting area, and an ensuite bathroom featuring dual sinks, a luxurious shower, and his-and-her walk-in closets. Outside, the oversized screen-in paved patio with a stylish pergola and LED lighting provides the perfect setting for evening relaxation. The vinyl-fenced yard includes a custom storage shed and ample space for outdoor activities. Living in Waterleaf means access to a vibrant community with resort-style amenities, including a pool, playground, walking trails, a basketball court, and an open-air clubhouse. Conveniently located near shopping centers and just a short drive from downtown Tampa, this home offers the perfect blend of luxury, comfort, and functionality in a secure, gated setting. Don't miss your chance to own this exceptional property—schedule your tour today!
Source: STELLAR #TB8324314
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #TB8324314
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.