13230 Fawn Lily Dr, Riverview, FL 33579
3 beds · 3 baths · 3,140 sqft sqft
Your Florida Dream Awaits in this Beautiful Waterleaf Home. Discover a life of ease and sunshine in this stunning Waterleaf one-story home! This is such an easy home to live in with 3 Bedrooms + Den/Office. Enjoy Florida living at its best with quick commutes to work, the beach, shopping, and endless entertainment, all moments from I-75. Feel at Home with Thoughtful Design and Inviting Details: Step inside and feel the warmth – the wide entryway, soaring 12-foot tray ceilings, and arched doorways create an instant sense of welcome. Custom touches like crown molding, ceiling fans, shutters, and elegant window treatments along with a built in library add a touch of luxury you'll adore. Peace of mind is yours with the generator hookup and included generator, plus a whole-home water softener system and kitchen reverse osmosis for delicious water on tap. Your Culinary Sanctuary and Gathering Space Channel your inner chef in the beautiful kitchen! Spacious 42-inch cabinets, a 36-inch stovetop, and a huge island offer ample room for creating gourmet meals or casual snacks with loved ones. Thoughtful upgrades like dual UV light and a new WiFi-enabled hot water heater show this home's commitment to your comfort. Unwind in Your Tranquil Owner's Retreat: Retreat to your spacious master suite, a haven with versatile cellular shades, two walk-in closets, double vanities, and a soothing shower with a gentle stone-floor massage. A dedicated laundry room with ample storage makes everyday chores a breeze. Your Backyard Escape with Endless Possibilities: Imagine hosting unforgettable evenings on your private lanai! Relax under the custom gazebo, whip up a feast in the outdoor kitchen, enjoy your favorite shows on the TV hookup, and set the mood with Nebula lighting. The 6-foot vinyl fence provides the perfect balance of privacy and connection with nature. Experience the Best of Waterleaf: Explore the vibrant Waterleaf community: a resort-like clubhouse, sparkling pool, fitness stations, dog park, walking trails, and so much more await within this ultra WiFi gated community. Welcome to Your Florida Paradise: This is more than a home; it's a lifestyle. Don't miss this incredible opportunity – schedule your private tour today and start living your best Florida life!
Source: STELLAR #t3523747
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3523747
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3523747
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.