13230 ANTELOPE RUN, Saint Hedwig, TX 78152
Come check out this home! It has 4bdrms and 3 full baths with an oversized game room, pocket office, great size secondary bedrooms, covered patio and gas pre-plumb for your grill! Schedule to see it Today! Kitchen has Espresso cabinets, white backsplash, soft gray tile, salt n' pepper counter tops and gray oak vinyl floors. The moment you pull up to the home you are greeted by curb appeal and immediately see the flat driveway parking for the 2 car garage. When you walk into the home you are greeted by an inviting hallway that leads into the home. Along the way you pass up two secondary bedrooms with a full bathroom between them. The hallway then curves into the spacious living room on your left and a formal dining area on your right with enough room for a long table. The primary bedroom will be on your right and has plenty of space and room for your belongings. As you walk further into the home you will notice the open concept layout, great for entertaining, and large kitchen. The kitchen has plenty of cabinet space and a big island you can add bar stools to create extra seating for guest. There are many possibilities and memories you can create in this space. Past the kitchen will be a laundry room to your left and an additional potential office space or extra room for storage. To your right will be the stairs leading upstairs to the next floor. There you will find the third secondary bedroom, another full bathroom and spacious game room. This space is great for fitting a pool table or creating a gaming area for the family. This would also be the perfect space for a growing teenager or as an extra guest room for family visiting. The layout of this home is simply a must see! This home resides in the Schertz-Cibolo-Universal ISD. The Amenities in the neighborhood include swimming pool, club house, playground, jogging trail, and park/playground area. Call and Schedule a tour of this home today! Home is now vacant! Must See! Open to all offers, have a question just ask and negotiable! Financing questions or need financing options are available!
You may be able to put down less than the total down payment amount of $121,083 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1739147
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.