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13221 SATIN LILY DR, Riverview, FL 33579
Welcome to one of Riverview's sought after premier Master Planned Communities: Triple Creek!! Built just 5 years ago, this warm and inviting home welcomes you in with just over 2,000 sq feet of subtle stylish details in a perfect one-story, bright and sunny open floor plan, ideal for everyday living and entertaining both inside and outside. The living and dining spaces, with gorgeous stone and millwork accents, are perfect for making memories with family and friends. You can also enjoy your outdoor living space complete with a screened in Lanai and extended paved patio that simply invites you to come on out, relax, entertain, and enjoy the large open yard! The kitchen is complete with modern touches of GRANITE AND STONE throughout, warm wood cabinetry, stainless steel appliances, large pantry closet, tons of storage space for all your goodies and culinary creations, and LARGE ISLAND counter seating open to your living and dining spaces. At the end of the day, you can retreat to your Primary Suite which includes a walk-in closet, an ensuite that is light and bright with dual vanity, garden tub, walk-in shower, and private water closet. With three additional spacious bedrooms, there’s plenty of room to grow, host, or work from home. At Triple Creek, homeowners enjoy exclusive access to a wide variety of resort-style amenities designed to provide lavish recreational pleasure and healthy living with two separate clubhouses, multiple pools, one splash pad, tennis, basketball, walking and biking trails, playgrounds, fitness centers, meeting areas, and easy access to gorgeous trails in nearby Triple Creek Nature Preserve. Triple Creek families enjoy top performing schools, and residents are close to St. Joseph’s Hospital - South, numerous restaurants and popular attractions such as Bahia Beach, Apollo Beach Park and Triple Creek Nature Preserve. Only 15 miles away is the world-class entertainment area of Tampa Bay for big city pleasures, white-sand beaches and a plethora of water sports. This home’s location allows you to enjoy as much or as little as you desire. Come see for yourself! **OFFERING A VA ASSUMABLE MORTGAGE FOR VA BUYERS**
You may be able to put down less than the total down payment amount of $32,842 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8245970
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.