13221 Satin Lily Dr, Riverview, FL 33579
4 beds · 3 baths · 2,057 sqft
*FRESH PAINT, PRESSURE WASH, and NEW WATER HEATER JUST IN TIME FOR YOUR HOLIDAYS* Welcome to one of Riverview's sought after premier Master Planned Communities: Triple Creek!! ONLY 5 YRS YOUNG, this warm and inviting home welcomes you in with just over 2,000 sq feet of subtle stylish details in a perfect ONE-STORY, bright and sunny OPEN AND SPLIT FLOOR PLAN, ideal for everyday living and entertaining both inside and outside. **ROOF, HVAC, PLUMBING, ELECTRICAL ALL 5 YRS OLD. The living and dining spaces, with gorgeous stone and millwork accents, are perfect for making memories with family and friends. You can also enjoy your outdoor living space complete with a SCREENED IN LANAI and extended paved patio that simply invites you to come on out, relax, entertain, and enjoy the LARGE FENCED YARD! The kitchen is complete with modern touches of GRANITE AND STONE throughout, warm wood cabinetry, stainless steel appliances, large pantry closet, tons of storage space for all your goodies and culinary creations, and a LARGE ISLAND counter top seating open to your living and dining spaces. At the end of the day, you can retreat to your Primary Suite which includes a walk-in closet, an ensuite that is light and bright with dual vanity, garden tub, very spacious walk-in shower, and its own private water closet. With three additional spacious bedrooms, there’s plenty of room to grow, host, and work from your new home. At Triple Creek, homeowners enjoy exclusive access to a wide variety of RESORT STYLE AMENITIES designed to provide lavish recreational pleasure and healthy living with two separate clubhouses, multiple pools, a splash pad, tennis, basketball, walking and biking trails, playgrounds, fitness centers, meeting areas, and easy access to the gorgeous trails at nearby Triple Creek Nature Preserve. Triple Creek families enjoy top performing schools, and enjoy the convenient proximity to St. Joseph’s Hospital - South, numerous local restaurants and popular attractions such as Bahia Beach, Apollo Beach Park and Triple Creek Nature Preserve. Only 15 miles away are the world-class entertainment areas of Tampa Bay for big city pleasures, soft-sand beaches and exciting water sports. This home’s location allows you to enjoy as much or as little as you desire. Come see for yourself! **OFFERING A VA ASSUMABLE MORTGAGE FOR VA BUYERS**
Source: STELLAR #u8245970
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8245970
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8245970
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.