13220 E 110th Pl, Commerce City, CO 80022
3 beds · 3 baths · sqft
WELCOME HOME!! Step through the front door and immediately feel welcomed by the inviting atmosphere of this stunning home. The spacious foyer sets the tone, with a 1/2 bathroom for your guests to use while you are entertaining. The heart of this home is the open and spacious great room, seamlessly connected to the kitchen and dining area. The great room boasts large windows flooding the space with natural light creating an inviting space perfect for both relaxation and gatherings. The chef’s kitchen is a showstopper, featuring a large center island with seating, and state-of-the-art stainless steel appliances to make cooking and entertaining a delight. Adjacent to the kitchen, the dining area offers ample space for a large table and views of the backyard, making every meal feel special. Together, these spaces blend style and functionality, making this home truly unforgettable. The second floor is designed with comfort and convenience in mind, offering three spacious bedrooms and two well-appointed bathrooms. The primary suite is a true retreat, featuring a large walk-in closet and luxurious en-suite bath with dual sinks, and a separate shower. The additional bedrooms provide ample space, perfect for family, guests, or a home office. The second full bath is thoughtfully designed with modern finishes and plenty of storage, ensuring functionality and style. With its smart layout and attention to detail, the second floor caters to both relaxation and practicality. The unfinished basement offers endless possibilities for future expansion to suit your needs. Lennar's commitment to energy efficiency and cutting-edge technology ensures that this home is not only luxurious but also eco-friendly and connected. It’s designed to seamlessly blend comfort, convenience, and sustainability. Located just minutes from dining, shopping, and entertainment. Don’t miss out on the opportunity to own this beautiful home! Schedule your showing today and see what you’ve been missing!
Source: RECO #9529022
Interest rate and monthly payment estimated based on public records.
Source: RECO #9529022
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9529022
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