13211 Canopy Creek Dr, Tampa, FL 33625
3 beds · 3 baths · 1,976 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 13211 Canopy Creek Drive—where stylish, stress-free living meets an unbeatable Tampa location! This 3 bedroom, 2.5-bath, 2 car garage stunner was built in 2015 and still feels brand new—because it practically is! Best of all? No recent hurricane flooding or power loss, no storm damage, and no surprise repairs—just peace of mind and low-maintenance living. Rock-Solid construction with Concrete Block walls all the way from the ground to the roof; plus metal hurricane shutters are included for every window. The low monthly HOA fee includes water, sewer and garbage - the only other utilities to pay are electric and cable/internet. Step inside and be wowed by soaring high ceilings throughout the first floor that create a bright, open, and airy vibe from the moment you walk in. The open-concept layout flows effortlessly into the gourmet kitchen and living area—perfect for entertaining, relaxing, or simply living your best life. Need a little outdoor zen? Step out to your screened lanai and sip your morning coffee or evening wine bug-free, rain or shine. Location? It doesn’t get better than this. You’re just minutes from the Veteran’s Expressway, Citrus Park Mall, and Tampa International Airport—so whether you're commuting, shopping, or jet-setting, you're right where you want to be. Why keep paying rent (boo!!) when this like-new gem is move-in ready, priced to sell, and packed with perks? Come experience 13211 Canopy Creek Drive for yourself—you just might fall in love. The Choice Home Warranty Seller +Buyer Ultimate Real Estate Plan is included.
Source: STELLAR #TB8373567
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8373567
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.