13207 JETER CREEK DR, Riverview, FL 33579
TAKE ADVANTAGE OF THIS ASSUMABLE LOAN AND SOLAR PANELS WITH FIXED MONTHLY ELECTRIC BILL OF $168.50. Discover an epitome of residential elegance nestled in the heart of the serene Triple Creek neighborhood. This stunning 4 Bed, 2.5 Bath, BONUS ROOM + LOFT property features modern luxuries combined with the comfort of a family-friendly design. Upon entering, you'll be welcomed by the sprawling open floor plan, brimming with natural light. The heart of the home a modern, open-concept kitchen, complete with solid countertops and high-quality appliances, where crafting culinary masterpieces becomes a joy rather than a chore. Beyond the regular routine of daily living, this property boasts unique attributes such as a multipurpose bonus room and a comfortable loft, offering a flexible space for work, hobbies or relaxation. But the true crown jewel of this home is the spacious and inviting fenced backyard, perfect for gatherings or summer entertaining. Residing in the Triple Creek neighborhood offers an array of advantages, from top-tier schools to diverse dining options, charming local attractions, and easy access to public transportation. The suburban charm is perfectly balanced with convenient proximity to all the necessities, making it an unparalleled place to call home. Catering to both comfort and style, this home offers the perfect canvas for a dream lifestyle in a favored locale. This captivating property with its abundant unique features and idyllic location is sure to be sought after. Seize this opportunity to view the perfect fusion of sophistication and comfort in a property that is sure to exceed your expectations.
You may be able to put down less than the total down payment amount of $216,041 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3525267
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.