13202 Graham Yarden Dr, Riverview, FL 33579
4 beds · 3 baths · 2,114 sqft sqft
NEW ROOF to be installed prior to Closing! Large 4 bedroom, 3 bathroom split floor plan, 3 car split garage, 1-story home with two driveways on a fenced corner lot located in the highly sought-after South Fork community and close to major highways US-301, I-75, and US-41. As you walk in you are greeted by a large room on the left that can be used as a formal dining or living room, or whatever you like. To the right is the hallway leading to 3 of the 4 nicely sized bedrooms, bathroom, laundry room and 2 car garage. No carpeting! Continuing further into the home is the huge open concept kitchen/dining/living room. The kitchen has granite countertops, 42" wood cabinets, a large island with barstool seating, and pantry. The spacious living room has sliding glass doors leading to the screened patio and fenced back yard as well as a full "pool" bathroom with a walk-in shower and access door to the patio. The primary bedroom and en suite bathroom are located at the rear of the home for privacy. The primary bedroom has TWO walk-in closets, and the en suite bathroom has a granite countertop dual sink vanity, garden tub, and separate walk-in shower. This home sits on a beautifully landscaped corner lot, has a screened rear patio, and a fenced backyard for your enjoyment and privacy. The split garage concept offers a lot of flexibility as the 3rd garage bay can be used as a retreat, home gym, or extra storage space. The South Fork community amenities include a pool with covered seating, restrooms, dog park, playground, and a basketball court ensuring a vibrant and fulfilling lifestyle for all residents. Enjoy the numerous shopping and dining options nearby, as well as medical offices, and St. Joseph's Hospital. This location is close to major highways US-301, US-41, and I-75 to get to work, school, world class beaches, sporting events, concerts, and more. Motivated Seller(s)! Schedule a personal tour today and envision the next chapter of your life in beautiful Riverview, FL.
Source: STELLAR #tb8303587
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303587
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8303587
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