1320 24th Ave N, Saint Petersburg, FL 33704
5 beds · 3 baths · 2,660 sqft
Under contract-accepting backup offers. Welcome to 1320 24th Ave N in St Petersburg Florida, a charming Historic Home with Modern Updates on the circle in Greater Woodlawn. This home offers not just a place to live, but a place to create lasting memories. Nestled in the heart of a coveted neighborhood, this timeless 2-story home seamlessly blends historic character with contemporary comforts. Boasting 5 bedrooms, 3 bathrooms, a 3 car-garage and 2,660 square feet of living space, this home offers a perfect balance of beautiful craftsmanship of days gone by and an urban sanctuary. Step inside to discover the warmth of original hardwood floors, glass door knobs, and elegant French doors, all bathed in abundant natural light. The spacious living areas invite relaxation and easy entertaining, while the beautifully updated kitchen and bathrooms cater to today's lifestyle. The primary suite is truly a private retreat, offering a generous bedroom and a spa-like bathroom designed for ultimate relaxation. With a luxurious soaking tub, separate shower, and dual vanities, it’s a serene escape from the hustle and bustle of daily life. Set on an oversized lot, the fully fenced backyard is a private oasis ideal for outdoor gatherings, complete with a large deck for alfresco dining and relaxation. The expansive yard provides ample space for entertaining or simply unwinding in a peaceful setting. Prospective buyers will relish the fact the home is located in a low-risk X flood zone and non-evacuation zone. This home stayed high and dry during Hurricanes Helene and Milton this year. Greater Woodlawn is a sought-after neighborhood in St. Petersburg, offering a unique blend of historic charm, modern convenience, and a strong sense of community. Known for its tree-lined streets, character-filled homes, and vibrant, close-knit atmosphere, it’s a place where neighbors often become friends and gatherings are a regular part of life. It's not unusual to see neighbors out for strolls, walking their dogs, or enjoying a chat on the front porch. The neighborhood's strong sense of community is further enhanced by regular neighborhood events, from block parties to holiday celebrations, fostering a warm, welcoming environment and making it a great place for families, young professionals, and retirees alike This community, one of the earliest neighborhoods in St Pete, is deeply rooted in history, with many homes dating back to the early 20th century, creating a distinctive architectural landscape that includes charming bungalows, stately two-story homes, and beautifully restored residences. Additionally, Greater Woodlawn's location is ideal for those who love the energy and convenience of downtown St. Petersburg. Just minutes away from the heart of the city, you'll have easy access to a wealth of dining, shopping, art galleries, museums, and cultural events. The neighborhood offers the best of both worlds: a tranquil, residential setting with the excitement and amenities of city living just around the corner. The home is also a short drive from the sugary sand beaches that line the Gulf of Mexico. And when it is time to jet off for a vacation, Tampa International and St Pete/Clearwater airports are a short drive away. Don't miss your opportunity to own this exceptional property!
Source: STELLAR #tb8332972
Source: STELLAR #tb8332972
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8332972
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.